WP Centre

Our fund range

Investment Control gives you and your clients the choice of over 90 funds. Or, if they’d like to take advantage of the peace of mind available with our protected investment option, there’s a range of eight portfolios to choose from and a cash fund.

We’re sure that within our full fund range available under Investment Control we have something to suit all your clients.

Typically, with-profits investors have been labelled as cautious investors. With Investment Control, we’ve a number of funds that may be suitable as an alternative to traditional with-profits. Here are just some of them:

• Scottish Equitable UBS Targeted Return fund - this fund aims to reduce the fluctuation in value normally associated with equities while still giving your clients the opportunity to benefit from the growth potential of this type of investment.
• Ethical Cautious Life fund - this fund aims to achieve capital growth through investing in mainly UK equities and corporate bonds. It has highly sensitive investment criteria and doesn’t invest in any company whose activities could be considered harmful to society or the environment.
• Scottish Equitable Insight Investment Diversified Target Return fund - it’s designed to deliver long-term capital growth comparable with investment in equities over a market cycle. It aims to generate positive returns on a yearly basis rather than to outperform a specific benchmark.
• Protected Growth fund - this fund offers ongoing protection of at least 80% of the highest-ever unit price. You should be aware though that it isn’t a guaranteed fund.

But we don’t just have funds for your cautious clients – our leaflet Funds by sector – at-a-glance guide shows you all the funds we have available.

The risk rating for each of our funds is based on its risk relative to other funds in our full fund range. It’s not its risk compared against industry benchmarks.

Read on to find out the fund choice available when your client opts for our money-back guarantees.

Protected investment option fund choice

If your clients are attracted by our money-back guarantees under the protected investment option, they have a choice of eight portfolios and a cash fund to choose from. Your client has the flexibility of selecting one or a combination of the portfolios.

Core portfolios

Our Core portfolios may be suitable for clients who prefer a simple investment approach. These portfolios are a mix of our UK Fixed Interest fund, managed by AEGON Asset Management, and the UK Index Tracker fund, managed by BlackRock.

40/60 Core portfolio 40% UK Fixed Interest fund 60% UK Index Tracker fund
50/50 Core portfolio 50% UK Fixed Interest fund 50% UK Index Tracker fund
60/40 Core portfolio 60% UK Fixed Interest fund 40% UK Index Tracker fund
70/30 Core portfolio 70% UK Fixed Interest fund 30% UK Index Tracker fund

 

Multi-manager portfolios

These are a mix of a portfolio of equity funds from our full life fund range and our UK Fixed Interest fund. The equity element of the fund is chosen on our behalf by Morningstar Associates Europe Ltd, the investment consulting arm of Morningstar.

40/60 Multi-manager portfolio 40% UK Fixed Interest fund 60% equity model
50/50 Multi-manager portfolio 50% UK Fixed Interest fund 50% equity model
60/40 Multi-manager portfolio 60% UK Fixed Interest fund 40% equity model
70/30 Multi-manager portfolio 70% UK Fixed Interest fund 30% equity model

As well as these portfolios, we also offer our Cash fund.

For more information on any of the funds available through Investment Control, please contact your access account manager on 0845 61 000 61 or your local Regional Sales Centre.