Annuities

Client profile

A typical client profile

Here we take a quick look at what a typical annuities client might look like. We’ve based this on a combination of our existing knowledge of our own customers and the results of our general, wider research.

Wealthy investors

  • Some of the most affluent in the UK – wealthy, retired investors
  • Average case size of £57,000
  • Financially sophisticated with a wide range of financial products
  • Money and space to enjoy a comfortable lifestyle

Traditional money

  • Average case size of £39,000
  • More are self-employed than average, for example farmers
  • Good Income in retirement
  • Shares, bonds and unit trusts are strongly favoured but only have an average ownership of life products

Middle-aged comfort

  • Average case size of £31,000
  • Older couples who are well prepared for retirement and financially secure
  • High percentage of women who work part time now that their families have grown up

Moderate living

  • An average case size of £42,000
  • Stable suburban families that make up much of middle Britain

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  • Click here for details of your AEGON Scottish Equitable consultant or access account manager