What is it?
Everyone is unique. So, it's important your clients personal pension reflects this. Our Flexible Pension Plan (FPP) gives a little more choice, a bit more control and a touch more flexibility that a standard personal pension. It has all the benefits that a personal pension offers, but also includes a self-investment option.
Who’s it suitable for?
Potential FPP clients may:
- have larger sums of money to invest
- either be employed or self-employed
- want to keep control over where and how their pension fund is invested
- want the option to self-invest
- understand investment risk and reward, and the need for initial and ongoing advice and service from their financial adviser
- have several pension arrangements and investments with several different fund managers
- be in an old-style pension plan and so might benefit from a transfer to an FPP
Product features
Our flexible charging structure means your clients can have a plan that suits their circumstances. The plan's self-invested element also gives clients a much wider range of investment options. But with so much choice, they’ll be relying on your expertise to help them make the right choices. To reflect this high level of advice, we have a menu of commission and charging options so that you can choose the best one for each client.
Next steps
FPP microsite
Visit our dedicated FPP microsite to use our interactive tool that lets you see the type of client it's most suitable for and gives you an insight into the extensive range of options on offer.
Literature
Visit our literature library to download or order application forms, guides and other information.
Quotes
If you want a new business quote please contact us.
Existing FPP clients
If your client already has an FPP with us, visit our online services. Here you can:
- view plan information and details
- get current values and transfer values
- view transaction lists
- get projected maturity values
- switch funds
- change client details
The perfect pension mix
With our unique range of products, we can adapt to the needs of your clients.
A calculated approach to pensions
We’ve launched a range of tools to help you with pension planning.
