Pensions

Investment choice

Whether you’ve got a cautious approach to retirement planning, or you’re happy to be a bit more adventurous, we offer a range of investment funds to suit you. Each fund has its own risk-rating to help you understand its investment aims.

Choosing where to invest your pension fund is an important decision. You should review your investment strategy with your financial adviser regularly, to make sure that the choices you made when you set up your plan are still right for you. To keep up to date with market developments we often add funds to our range. View the most up-to-date funds available for your plan.

If you want to change the funds you’re invested in, visit the common questions page to find out more. Speak to your financial adviser before making any decisions.

Looking for wide investment choice?

With our Flexible Pension Plan, you can decide how actively you want to manage your investments.

There’s an insured element, which is like a conventional pension plan. Insured funds are managed by a life assurance company, or an investment specialist. They’re regulated by the Financial Services Authority.

If you decide you want a more active role, there’s also a self-invested element.  This allows you to have more control over your investments. You can choose from a range of allowable investments, like property or stocks and shares. You’re responsible for managing the investments. 

We were one of only four providers to be awarded five stars, the highest rating available, in the Defaqto Star Ratings for our Self-invested Personal Pension (SIPP). This means that we’re considered to have good investment choice, competitive charges and added value features such as online valuations. Please remember that the value of any investments may go down as well as up.

If you’re interested, talk to your financial adviser.