Group life

Introduction

Group life is a key benefit to offer your employees and a straightforward benefit to provide.

Life cover sits at the heart of any employee benefits package, giving staff the peace of mind that their loved ones will be provided for financially if they die unexpectedly. It can help you to stay ahead in a competitive job market and shows your staff that you care about their families' welfare.

Offering group life cover is also cost effective: economies of scale spread the risk over a number of employees, meaning the premiums are cheaper than if individuals buy cover themselves. And your contributions are usually treated as a business expense for tax purposes. This means that this benefit normally works out a lot cheaper than initially thought.

RED ARC bereavement support

We understand that when someone dies, their family needs emotional as well as financial support. That's why we offer our unique RED ARC bereavement support as part of our group life package.

RED ARC is a completely independent and confidential care advisory service. Bereavement support offers specialist help for:

• any of your employees who are affected by bereavement
• the family of an employee who has a terminal illness or dies
• HR or line managers, to help them manage a difficult situation

There's no extra cost and no time limit for using the service.