The basics
Protection is the name we give to all the ways we help you financially if the unexpected happens. This includes traditional areas, such as life assurance, as well as newer areas, such as insuring against long-term disability that prevents you from being able to work.
Everyone is different, and has different risks in their lives. They also have different priorities and concerns, which change as they go through life. Flexibility is therefore built into all AEGON Scottish Equitable protection products.
Each policy comes with a menu of benefits covering areas such as life cover, critical illness protection, income protection, business loans and family income. You choose the combination and the level of cover you want. And then your policy can be easily adjusted to adapt to your changing circumstances.
Additional benefits
Some additional benefits are provided free with all policies, others can be selected to enhance your level of cover.
Our individual protection products
Personal protection
Personal Protection is designed to give you and your family financial help in a range of circumstances.
Business protection
Business Protection gives your business financial help if the staff covered are affected by a range of circumstances.
Mortgage protection
Personal Protection is also designed to help meet your mortgage commitments in a wide range of circumstances
Key person protection
Key person protection is designed to offer a company a degree of financial security if a member of staff vital to its cash flow and profitability dies or is absent through ill health for a long period.
Share purchase protection
If the co-owner of a business dies or becomes seriously ill, share purchase protection gives the remaining shareholders in the business the option of buying their shares and therefore keeping control of the business.
