Mortgage protection

What is mortgage protection?

AEGON Scottish Equitable Protect Personal Protection is also designed to help meet your mortgage commitments in a wide range of circumstances, including death, terminal or critical illness, permanent disability or loss of earnings if you're unable to work. The policy can be used with an interest-only mortgage, such as an endowment or ISA mortgage, or a capital and interest repayment mortgage.

Flexible

You can choose a level of cover which will pay off the whole mortgage or just the outstanding portion. The policy is also flexible enough that you can change your level of cover when your mortgage changes (if, for example, you buy a new house, extend your present home or pay a lump sum to reduce your mortgage). This means the policy will always match your needs and give the security you 're looking for.

You can also choose whether the policy covers one or two people. If it covers two people, not all benefits have to cover both of them. For example, you may want life cover on both, but critical illness on only one.

How it works

Find out more about the benefits of mortgage protection.

Next steps

If you would like more information you should talk to a financial adviser.

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