As well as offering all the benefits of our more conventional pension plans, our Flexible Pension Plan (FPP) has a number of other highly desirable features:
- One of the main benefits of this plan is the investment choice. Not only does it have a wide range of risk-rated pension funds from some of the most prestigious fund managers to choose from, it has the added benefit of a self-invested option.
- You cost-effectively house all your investments under one plan and only pay for the investments you use.
- We even reward you for saving more and for longer. Depending on the structure of your plan, you can benefit from a fund bonus or fund value rebate.
- The plan aims to outperform equivalent conventional stakeholder and personal pension plans in terms of the excellent rewards it offers (including the fund bonus and fund value rebate mentioned above).
- We’ve designed our FPP for the more sophisticated investor, who wants and values advice from a financial adviser. We have a ‘menu’ of charging options so that, together with your financial adviser, you can choose the most appropriate way to pay for the advice you receive.
Fund choice
The self-invested option gives you greater choice, flexibility and control in creating your own pension portfolio.
Further information... Who should I talk to?
Speak to your financial adviser to find out more. If you don't have an adviser, the IFA Promotion Service or the Society of Financial Advisers can help you find one.
