Retirement

Individual pensions

The basics

A pension plan is simply a way of saving for your retirement. However, pension contributions can be offset against income tax, and this makes them a particularly efficient way to save. Anyone under the age of 75 can contribute to a pension scheme.

Many people delay their pension planning because they think they have plenty of time, or because they believe it's going to be a complicated process, or because they believe they can't afford it

More detail

Pension planning
No matter how far away your retirement is, you should start planning now.
Why transfer to AEGON Scottish Equitable?
What are pension transfers, and what are the possible advantages in transferring your pension?

Pension calculators

Our individual pension products

Personal pension

We offer a wide range of personal pension plans that give you a simple, flexible way to save.

Stakeholder pension

A simple pension plan that was introduced by the Government to encourage everyone to save for their retirement.

Executive pension

These tax-efficient saving schemes are aimed at directors, senior executives and anyone who owns their own business.

Flexible pension

All the security and benefits of a conventional personal pension plan but with the added flexibility of letting you choose where you want to invest.

SIPP (self-invested personal pension)

Take control and choose your own investments, without being restricted to the investment choices we offer.

Retirement and beyond

Converting your pension fund into a regular income — your options.

Existing customers

Have a plan with us?