A stakeholder pension plan is a simple type of pension plan which aims to offer exceptional value for money. The Government introduced them to encourage people to save for their retirement.
Government regulations mean that charges to a stakeholder plan should not exceed 1.5% of the total fund value for the first 10 years, and no more than 1% after that.
A flexible approach
A stakeholder pension plan is a savings scheme available to anyone under 75. There are many different ways of making contributions, from regular monthly payments to a single lump sum.
It aims to build up a sum of money, in a tax efficient way, large enough to provide you with an income during your retirement with the option, if you wish, of a tax free lump sum.
How it works
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Common questions
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