For many years, we've been offering with-profits funds designed to meet the needs of the changing world we live in. And, in the current world where the need for transparency is increasingly important, the launch of our new generation with-profits funds demonstrates our continuing commitment to our customers. Read on to find out more about with-profits, our current bonus rates and how we manage our with-profits business.
With-profits overview
Find out more about how with-profits investments work.
- What is a with-profits investment?
- What is smoothing?
- How smoothing works for new generation with-profits
- Frequently asked questions
Managing with-profits business
Find out how we manage our with-profits business.
2008 bonus declaration
Find out about our current bonus rates.
- Bonus declared in arrears
- Bonus declared in advance
- Not sure which applies to you?
- How we calculate your bonus
Funds
Find out more about our with-profits funds.